Africa Deployments provides Employer of Record (EOR) services in Zambia for international companies that want to hire employees in Zambia without registering a local entity. As the legal employer under Zambia’s Employment Code Act 2019, Africa Deployments manages NAPSA (National Pension Scheme Authority) contributions, PAYE filings with the Zambia Revenue Authority (ZRA), payroll processing in Zambian kwacha (ZMW), and Employment Code-compliant contracts on behalf of its clients.
Quick facts: EOR Zambia at a glance
- No local entity required for your business
- NAPSA: 5% employer + 5% employee of gross monthly salary (capped)
- PAYE: Progressive up to 37.5% on monthly income
- Annual leave: 24 working days per year
- Maternity leave: 14 weeks; employer-funded
- Currency: Zambian kwacha (ZMW)
What Is an EOR in Zambia?
An EOR in Zambia employs workers on behalf of a foreign company. Africa Deployments holds the Employment Code Act 2019-compliant employment contracts, files monthly PAYE with ZRA, remits NAPSA contributions, and manages ZMW payroll. Visit africa-deployments.com/employer-of-record-zambia/ for details on Africa Deployments’ Zambia EOR service and how it enables market entry without local entity registration.
Zambia Employment Law at a Glance
| Requirement | Detail |
|---|---|
| Governing law | Employment Code Act 2019 |
| NAPSA employer | 5% of gross monthly salary (capped at statutory ceiling) |
| NAPSA employee | 5% of gross monthly salary (capped) |
| PAYE | Progressive up to 37.5% on monthly income |
| Tax authority | Zambia Revenue Authority (ZRA) |
| Annual leave | 24 working days per year |
| Maternity leave | 14 weeks; employer-funded |
Payroll, Tax and NAPSA Compliance in Zambia
Zambia employers file monthly PAYE returns with the Zambia Revenue Authority (ZRA). PAYE is progressive from 0% on monthly income up to ZMW 4,800 to 37.5% on monthly income above ZMW 35,800. NAPSA contributions of 5% employer and 5% employee on gross monthly salary, subject to the statutory contribution ceiling set by NAPSA, are remitted monthly. Employees are entitled to 24 working days of paid annual leave per year – one of the more generous entitlements in the region – and 14 weeks of employer-funded maternity leave under the Employment Code Act 2019.
Why Companies Choose Africa Deployments for EOR in Zambia
- Employment Code Act 2019-compliant employment contracts in English
- Monthly ZRA PAYE filing and remittance in Zambian kwacha (ZMW)
- NAPSA 5%/5% contribution management and monthly remittance
- 24-day annual leave and 14-week maternity leave management
- Zambia EOR within Africa Deployments’ Southern Africa employer services network
Frequently Asked Questions
Do I need a local entity to hire in Zambia?
No. Africa Deployments acts as the legal employer under the Employment Code Act 2019, so your business can hire in Zambia without registering a local company.
What are Zambia’s NAPSA contribution rates?
NAPSA contributions are 5% employer and 5% employee of gross monthly salary, subject to the statutory contribution ceiling set by the National Pension Scheme Authority. The combined rate is 10%.
What are Zambia’s PAYE rates?
PAYE is progressive from 0% on monthly income up to ZMW 4,800, rising to 37.5% on monthly income above ZMW 35,800.
What annual leave applies in Zambia?
The Employment Code Act 2019 provides 24 working days of paid annual leave per year, with 14 weeks of employer-funded maternity leave.
About Africa Deployments
Registered Company Name: Africa Deployments Ltd.
Address: The Strand, Beau Plan Business Park, Mauritius
BRN: C19167158 | VAT: 27738392
Phone: +230 5713 8629
Website: africa-deployments.com
Zambia’s Employment Code Act 2019, progressive PAYE, NAPSA obligations, and 24-day annual leave entitlement create a well-structured but demanding compliance environment. Africa Deployments’ EOR Zambia service gives international businesses the legal employer infrastructure they need to hire in Zambia compliantly without establishing a local entity.
Reviewed by: Africa Deployments Compliance Team
